Before you publish this page: this is starter template language. Have it reviewed and finalized by qualified counsel, since these terms govern your website and are separate from your actual client enrollment agreement (which should be drafted independently and reviewed for compliance in every state you operate in).
Acceptance of Terms
By using this website, you agree to these Terms of Use. If you don't agree, please don't use the site.
This Website Is Informational
Content on this site is provided for general information about debt settlement services and does not constitute legal, tax, or financial advice. Nothing on this site creates a client relationship or guarantees any specific outcome. Actual program terms are governed by the enrollment agreement you sign if you choose to enroll.
No Guarantee of Results
Examples, testimonials, and figures shown on this site (including any illustrative ledger amounts) are for illustration only and do not represent a guarantee of savings, timeline, or outcome for any individual. Actual results vary based on each person's debts, creditors, and circumstances.
Eligibility and Availability
Services described on this site may not be available in every state and may be subject to additional state-specific terms or licensing requirements. See our Disclosures page for state-specific information.
Intellectual Property
The content, design, and trademarks on this site belong to NCDA, Inc. or its licensors and may not be copied or used without permission.
Limitation of Liability
To the fullest extent permitted by law, NCDA, Inc. is not liable for indirect, incidental, or consequential damages arising from use of this website. [Finalize with counsel based on your state-specific requirements and consumer protection rules — liability disclaimers for consumer-facing financial services are often limited by law.]
Governing Law
[Insert governing law / venue clause once finalized with counsel.]
Changes to These Terms
We may revise these terms from time to time. Continued use of the site after changes means you accept the revised terms.
Contact Us
Questions about these terms can be directed to [EMAIL ADDRESS] or [PHONE NUMBER].